Supported housing finance by property type

Supported housing spans a range of property types, and each is funded on its own tests by its own set of lenders. Specialist supported housing turns on the long lease, the indexation and the registered-provider covenant. Exempt accommodation turns on a housing benefit exemption a local authority can challenge, so it is usually sized on what the building is worth as an ordinary home. Social and affordable housing let to a substantial housing association attracts better leverage than either. HMO conversions turn on the works and the wait for a provider to sign, while extra care and retirement living are development and viability propositions rather than lease ones. We arrange finance across all seven, matching each deal to the lenders that actively back it.